Most car rental companies in Ternate require a credit card for renting a car. This is because the credit card is used as a security deposit and for any additional charges that may be incurred during the rental period. However, some rental companies may accept a debit card or cash deposit. It is best to check with the specific rental company for their payment options.

To rent a car in Ternate, you will typically need the following documents:

- A valid driver's license from your home country

- A valid passport or identification card

- A credit card in the driver's name for the security deposit

- Proof of car insurance coverage, either through your own insurance or by purchasing insurance from the rental company

- Some rental companies may require additional documentation, so it is best to check with the specific rental company beforehand.

The cancellation policy for car rentals in Ternate can vary depending on the rental company. Some rental companies may allow free cancellations up to a certain time before the rental period, while others may charge a cancellation fee. It is important to carefully read the terms and conditions of the rental agreement or contact the rental company directly to understand their specific cancellation policy.

There may be additional fees or charges associated with car rentals in Ternate. Some common additional fees include:

- Airport surcharge: If you pick up or drop off the car at an airport, there may be an additional fee.

- Additional driver fee: If you plan to have more than one person driving the rental car, there may be an additional fee for each additional driver.

- Gasoline fee: Most rental companies require you to return the car with a full tank of gas. If you do not, they may charge a fee to refill the tank.

- Toll fees: If you use toll roads during your rental period, you will be responsible for paying the toll fees.

- Additional equipment rental: If you need additional equipment such as a GPS or child car seat, there may be an additional fee.

- Cleaning fee: If the rental car is returned excessively dirty, the rental company may charge a cleaning fee.

- Late return fee: If you return the rental car later than the agreed-upon time, the rental company may charge a late return fee.

- Traffic violation fees: If you incur any traffic violations during your rental period, you will be responsible for paying the associated fees.

It is important to carefully review the rental agreement and ask the rental company about any potential additional fees or charges.

Insurance coverage can vary depending on the rental company and the type of car rental you choose. Some rental companies may include basic insurance coverage in the rental price, while others may offer it as an additional option for an extra fee.

It is important to review the rental agreement and understand the insurance coverage provided. If necessary, you can also consider purchasing additional insurance coverage either through the rental company or through a third-party insurance provider.

There are typically various types of cars available for rental in Ternate. Some common options include:

- Economy cars: Small and compact cars that are fuel-efficient and budget-friendly.

- Sedans: Comfortable and versatile cars that are suitable for both city driving and longer trips.

- SUVs: Spacious and rugged vehicles that are great for families or groups traveling with a lot of luggage.

- Convertibles: Fun and stylish cars that are perfect for enjoying the scenic roads of Ternate.

- Luxury cars: High-end and premium vehicles that offer a luxurious driving experience.

- Vans: Larger vehicles that can accommodate more passengers and are ideal for group travel.

- 4x4 vehicles: Off-road capable vehicles that are suitable for exploring Ternate's natural landscapes.

- Electric or hybrid cars: Environmentally-friendly vehicles that offer low emissions and reduced fuel costs.

The availability of specific car types may vary depending on the rental company and the location in Ternate. It is recommended to check with the rental company for the available car options.

The process for returning a rental car in Ternate can vary depending on the rental company. Generally, you will need to follow these steps:

1. Fill up the gas tank: Make sure to return the car with a full tank of gas to avoid any additional fees.

2. Clean the car: Return the car in the same condition it was rented to avoid any cleaning fees.

3. Return the keys: Park the car in the designated drop-off area and return the keys to a representative or drop them in a key drop box if available.

4. Complete the paperwork: If there are any final paperwork or payment processes, make sure to complete them before leaving.

It is always recommended to check with the rental company for their specific return process and any additional requirements.