Most car rental companies in Wuhan require a credit card for renting a car. The credit card is used as a form of security deposit and to cover any additional charges or damages that may occur during the rental period. However, some rental companies may offer alternative payment options such as debit cards or cash deposits, but these options may come with additional requirements or restrictions. It is recommended to check with the specific rental company for their payment policies.

To rent a car in Wuhan, you will typically need the following documents:

• A valid driver's license from your home country or an international driving permit (IDP)
• A valid passport or identification card
• A credit card in the driver's name for the security deposit and rental payment
• Some rental companies may also require additional documents such as proof of insurance, proof of address, or a return flight ticket

The cancellation policy for car rentals in Wuhan varies by rental company. Some rental companies may allow free cancellations up to a certain number of days before the scheduled pick-up, while others may charge a cancellation fee. It is important to review the terms and conditions of your reservation or contact the rental company directly to understand their specific cancellation policy and any associated fees.

Yes, it is mandatory to have insurance coverage when renting a car in Wuhan. Most car rental companies include basic insurance coverage in their rental rates, which typically covers third-party liability and damage to the rental car. However, the coverage may have certain limitations and deductibles. Some rental companies offer additional insurance options for purchase, such as collision damage waiver (CDW) or personal accident insurance, to provide further protection. It is recommended to review the insurance coverage details and consider additional insurance options based on your needs and preferences.

Many car rental companies in Wuhan offer the option of pick-up and drop-off at different locations. This is known as a "one-way rental." However, there may be additional fees associated with this service, which can vary depending on the distance between the pick-up and drop-off locations. It is recommended to check with the rental company for their specific one-way rental policies and any associated fees.

In the event of an accident or damage to the rental car in Wuhan, it is important to take the following steps:

1. Ensure your safety and the safety of others involved in the accident. If necessary, contact the local authorities.
2. Contact the car rental company immediately and inform them about the incident. They will guide you on the next steps to be taken.
3. Follow the instructions provided by the rental company, which may include filling out an accident report, documenting the damages with photos, and obtaining any necessary documentation.
4. Depending on the insurance coverage you have, you may be responsible for paying a deductible or excess amount towards the repairs. It is important to review your rental agreement and insurance coverage details to understand your financial liability.